Terms and Conditions

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Last Updated: April 1st, 2025.
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About us.KillB provides services that facilitate the seamless exchange of fiat currency fordigital assets through our services and Platform, among others. Clients are required to havetheir own digital asset wallet to utilize this service, as wallet provision is not included. Formore information about KillB and our services, please visit our website.MAIN CUSTOMER AGREEMENTPLEASE REVIEW THE TERMS AND CONDITIONS OF THIS MAIN AGREEMENTCAREFULLY AS THEY GOVERN YOUR USE OF THE SERVICES. KILLB’S EXPOSURETO LIABILITY UNDER THIS MAIN AGREEMENT IS LIMITED AND YOUR ABILITY TOCOMMENCE ACTION AGAINST KILLB IS SUBJECT TO RESTRICTIONS.BY PROCEEDING TO USE OUR SERVICES AND ACCEPTING THIS DOCUMENT, YOUACKNOWLEDGE AND PROVIDE YOUR UNEQUIVOCAL CONSENT TO BE BOUND BYOUR TERMS AND CONDITIONS IN THEIR ENTIRETY. THIS AGREEMENT SERVES ASAN EXPLICIT DECLARATION OF YOUR ACCEPTANCE OF ALL TERMS, CONDITIONS,POLICIES, AND NOTICES STATED HEREIN. YOUR ENGAGEMENT WITH OURSERVICES FOLLOWING THE ACCEPTANCE OF THIS DOCUMENT CONSTITUTES ALEGALLY BINDING CONTRACT BETWEEN YOU AND KILLB, UNDER WHICH YOUAGREE TO ADHERE TO THE STIPULATED TERMS WITHOUT RESERVATION. FAILURETO ACCEPT THESE TERMS IN FULL WILL PRECLUDE YOU FROM UTILIZING THESERVICES OFFERED BY KILLB.THE GENERAL TERMS AND CONDITIONS DESCRIBED HEREIN APPLY UNIVERSALLYTO ALL CLIENTS AND PARTNERS OF KILLB GROUP. HOWEVER, SPECIFIC TERMSAND CONDITIONS MAY APPLY TO DIFFERENT COUNTRIES AS EXPLICITLY DEFINEDIN THE COMMERCIAL PROPOSALS TAILORED TO EACH JURISDICTION. FORCOLOMBIA, IT IS IMPORTANT TO NOTE THAT COMMERCIAL PROPOSALSEXPLICITLY EXCLUDE ANY PROVISIONS RELATED TO CRYPTOCURRENCYTRANSACTIONS OR SERVICES, AND OUR OPERATIONS STRICTLY COMPLY WITHLOCAL REGULATIONS WITH THE EXCLUSION OF ANYCRYPTOCURRENCY-RELATED ACTIVITIES. FOR BITON, THE GENERAL TERMSAPPLY WITH THE EXCEPTION OF CRYPTOCURRENCY PROVISIONS, ALONG WITHADHERENCE TO THE SPECIFIC CONDITIONS SET FOR COLOMBIA IN SCHEDULE A.FOR BRAZIL, THE USER ACKNOWLEDGES THAT KILLB IS NOT A LICENSEDVIRTUAL ASSET SERVICE PROVIDER UNDER BRAZILIAN LAW, AS THEREGULATIONS PURSUANT TO FEDERAL LAW NO. 14,478/2022 HAVE NOT YET BEENENACTED. ALSO, THE USER ACKNOWLEDGES THE OBLIGATION TO COMPLY WITHALL APPLICABLE FOREIGN EXCHANGE LEGISLATION, WHERE APPLICABLE.FURTHERMORE, THE USER IS AWARE THAT CRYPTOASSETS SHOULD NOT BEUTILIZED WITH THE INTENT TO CIRCUMVENT FOREIGN EXCHANGE REGULATIONS.THUS, THE USER AFFIRMS, FOR BRAZILIAN LEGISLATION PURPOSES THATTHEY ARE NOT ENGAGING IN THE PURCHASE AND SALE OFCRYPTOASSETS WITH THE INTENT TO GENERATE FOREIGN EXCHANGECURRENCY AVAILABILITY ABROAD IN ORDER TO BYPASS BRAZILIANFOREIGN EXCHANGE RULES. THE USER ACKNOWLEDGES THAT THEIRINTENTION IN DEALING WITH CRYPTOASSETS IS SPECULATIVE.Before using the services offered by KillB, users must read and fully understand these terms.By accepting these terms, users acknowledge awareness of the cyber, economic, market,and regulatory risks associated with the services.By submitting this information, I affirm that all details provided are accurate and up-to-dateand that I possess the requisite authority to submit this application on behalf of the namedentity and individuals.I confirm that I have reviewed and consent to the terms outlined in the KillB Privacy Policy.As a Client, you accept that the Services are provided "as is" (as they are), which meansthat there is no express or implied warranty whatsoever regarding the provision of theservice. Therefore, we do not extend or confer any warranty of proper functioning, suitabilityfor a specific purpose, interoperability, adequacy to your systems, non-interference,accuracy of the content of the information, or similar figures.I understand that the completion and consideration of this account application are contingentupon the submission of all required documentation. KillB, along with its partner Banks andTrusts, retains the discretion to request further information or documentation as part of theirreview process.I recognize that in accordance with legal requirements, KillB, and its partner Banks andTrusts are obligated to perform comprehensive security and customer due diligence checkson all associated parties as part of this application. This is to ensure compliance with allapplicable laws and regulations concerning Anti-Money Laundering (AML), Know YourCustomer (KYC), Know Your Business (KYB), counter-terrorism financing, sanctionsscreening, and other legal mandates.I hereby grant permission to KillB and its partner Banks and Trusts to conduct orcommission, directly or indirectly, any inquiries deemed necessary to verify the informationprovided herein. This may include consulting commercial databases or credit reports. I alsoconsent to the necessary actions taken by KillB and its partners to fulfill their legalobligations. I acknowledge and agree that KillB or its partner Banks and Trusts may berequired to disclose information from this application to third parties, as needed, to complywith legal obligations.For further information on our licenses, partners, and the scope of our collaboration, pleasevisit our website. Be advised that KillB reserves the right to modify or update the detailsregarding our licenses and partnerships at any moment without prior notice. We encourageyou to regularly check our website for the most current information.In the context of these terms and conditions,is accepting and signing this document.'you' refers to the reader, client, or person who'You' must be authorized to enter into legally bindingagreements on behalf of yourself or the entity you represent. By proceeding,'you' agree tocomply with and be bound by the stipulated terms and conditions outlined in this agreement.By clicking on “I Agree” to accept the Main Agreement, you are agreeing that you have read,understood and accepted all of the terms and conditions set out in this Main Agreement andyou acknowledge and agree that these terms and conditions will apply to your use of theServices.You agree to the terms herein and acknowledge that these terms may be updated over time.Any changes will be communicated via the platform and email, requiring users to accept thenew terms. You must periodically review the terms, especially before using the platformservices.NOW THEREFORE, in consideration of the foregoing and the mutual covenants containedherein, the Parties hereby agree as follows:Article I. INTERPRETATIONSection I.01 Defined Terms. All capitalized and undefined terms herein shall have themeaning ascribed thereto in Section I.04 Definitions.Section I.02 Parties. Any reference to a “Party” herein means you or KillB, as the case maybe, and a reference to the “Parties” means both you and KillB.Section I.03 Gender. In this Main Agreement, the masculine gender includes the feminineand neuter genders, the singular number includes the plural number, and vice versa, and theuse of “including” and “include” means including without limitation.Section I.04 Definitions.A. AML/FT Laws: means in relation to each Client all laws, rules, or regulations of thejurisdiction on which the service is provided and the Client's jurisdiction related tomoney laundering, the financing of terrorism, or the proliferation of weapons of massdestruction.B. Anti-Corruption Laws: means all legal norms regarding bribery or corruption thatare applicable to the Client or its personnel, shareholders, partners, andadministrators, if applicable.C. Channel: Refers to legal entities or individuals with several associated Users forwhich is implemented.D. Commercial Partner(s): are those with whom we have a current agreement thatindividualizes or, as applicable, modifies the conditions established in this documentand who, as part of the said agreement and their own service proposal, use orintegrate the platform wholly or partially into their own interface, application, platform,or website, by any technology, including, but not limited to, application programminginterfaces (APIs).E. Cookie: a small amount of data generated by a website and saved by your webbrowser. It is used to identify your browser, provide analytics, and rememberinformation about you such as your language preference or login information.F. Currency: Unit of value that allows the acquisition of FIAT goods and services.G. Device: any internet-connected device such as a phone, tablet, computer, or anyother device that can be used to visit KillBand and use the services.H. Digital Assets: Expendable assets subject to valuation.I. J. Digital Asset Sale means the selling operation of digital assets.Digital Asset means any representation of value that is stored in digital form andsecured cryptography, such as, but not limited to, stablecoins like USDT and USDC.K. Effective Date shall mean the date on which this Agreement is entered into as ofwith effect by both Parties, as defined in the Agreement.L. Exchange Rate: Ratio that exists between the difference in value derived fromoperations with Virtual Assets and the FIAT currency in which the commercialrelationship between Users and Users is transacted.M. FIAT means any currency declared as legal tender by the competent authority in itslocal Territory.N. FX or FX Rate shall mean the price of one FIAT currency in terms of another FIATcurrency. In supported jurisdictions, this service also includes the conversion from fiatcurrencies to electronic or digital currencies or assets as per applicable localregulations.O. Intellectual Property Rights or Brand means a Party’s patents, trademarks, tradesecrets, copyrights, moral rights, and any other form of intellectual property rights, inany jurisdiction, including applications and registrations.P. KillB is the trademark representing a consortium of companies that facilitate theseamless exchange of fiat currency for digital assets through our service. Thecompanies operating under the KillB trademark include KBI SA de CV, SK Sendi, andBITON SAS, among others. Each member company plays a crucial role in deliveringour services to clients and users.Q. Know Your Client (KYC): is a verification process employed by KillB to confirm theidentity of clients or users, including Ultimate Beneficial Owners (UBOs), and controlpersons. This procedure is essential in both individual andbusiness-to-business-to-consumer (B2B2C) contexts. The primary goal of KYC is toprevent money laundering and other financial crimes by ensuring that all parties,especially the UBOs, and control persons, who hold ultimate control over thebusinesses, adhere to regulatory compliance standards. Through KYC, both KillBand its clients can verify each other's identities, enhancing the security and integrityof their transactions.R. Know Your Business (KYB): is a verification process similar to Know Your Client(KYC), utilized by KillB to verify the identity and background of a company. Thisprocess is essential for complying with anti-money laundering and anti-fraudregulations. KYB involves collecting and reviewing detailed information about acompany’s ownership—including Ultimate Beneficial Owners (UBOs) and controlpersons—management, business activities, and other pertinent data to assess itsrisk profile. Through KYB, KillB ensures that it fully understands the operational andownership structure of the companies it engages with, thus enhancing transactionsecurity and regulatory compliance.S. Mandate: Contractual figure that will allow KillB in a unique, exclusive, and specificmanner to make use of the amount established by the Paying User for the acquisitionof goods or services from the enabled channels of Commerce through Virtual Assets.T. Retailers or Users: Refers to legal entities or individuals, virtual stores, or physicalretail establishments.U. Settlement: Involves obtaining FIAT currency from the transaction of a Digital Asset.V. Service Fees: refer to the costs associated with the monthly or per-transactionsubscriptions required for the provision of Services, which are always calculated andinvoiced in U.S. dollars. The amount of these fees will vary based on the country inwhich the services are provided, the specific types of services selected, and theterms outlined in the commercial proposal. This structured pricing ensures that thefees align with the tailored services and market conditions relevant to each client.W. Payer: A natural person who uses the service and products provided by Killb as apayer of a good or service offered by the User.X. platform or Website: Refers to the web page arranged by digital means and whereyou can access the various services and products provided by Killb.Y. Z. Purchase of Digital Assets means the purchase of Digital Assets from KillB.User or Client: Natural or legal person who interacts with the platform.Article II. KILLB SERVICE DISCLAIMERSSection II.01 Important Information: In alignment with efforts to combat terrorismfinancing and money laundering, federal regulations mandate that all financial institutionsacquire, validate, and document information identifying each individual who establishes anaccount.Section II.02 For you, this entails: Upon initiating the process to open an account with us,we will request specific details such as names, addresses, dates of birth, or other relevantinformation to verify the identity of individuals or the legitimacy of entities. Additionally, wemay require you to provide copies of identification documents, such as driver’s licenses,business registration documents, or other forms of identification as part of this verificationprocess.Section II.03 Who are we? We are KillB, represented by SKsend, a Slovakia limited liabilitycompany registered at Zámocká 6619/3, 811 01 Bratislava - district Staré Mesto, the SlovakRepublic. Our Registration file number is 55876358. As a conglomerate, we operate underthe KillB trademark, coordinating the collective efforts of the affiliated entities to providecomprehensive services in the digital asset market.Section II.04 Purpose. This document establishes a Specific Mandate granted by the Clientto KillB to receive funds from the Client and execute one or more transactions for the specificpurpose of dispersing these funds. This includes conducting all necessary actions for saiddispersal.Section II.05 Restrictions. The Customer may not, and may not enable, directly orindirectly, a third-party to:A. work around any of the technical limitations of the Services or enable functionalitythat is disabled or prohibited, or access or attempt to access non-public KillBsystems, programs, data, or services;B. act as service bureau or pass-through agent for the Services with no added value toCustomers;C. reverse engineer or attempt to reverse engineer the Services or the Platform;D. use the Services to engage in any activity that is illegal, fraudulent, deceptive orharmful;E. perform or attempt to perform any action that interferes with the normal operation ofthe Services or the Platform or affects other KillB users’ use of the Services or thePlatform; orF. copy, reproduce, republish, upload, post, transmit, resell, or distribute in any way, anypart of the Services or the Platform except as expressly permitted by KillB.Section II.06 ADDITIONAL TERMS. KILLB WORKS WITH DESIGNATED FINANCIALINSTITUTIONS IN ORDER TO PROVIDE THE SERVICES TO THE CUSTOMER. INORDER TO ACCESS ANY SERVICES PROVIDED UNDER THIS MAIN AGREEMENT,THE CUSTOMER MUST AGREE TO THE TERMS AND CONDITIONS APPLICABLE TOTHE PARTICULAR DESIGNATED FINANCIAL INSTITUTION OR THIRD-PARTYPARTNER. BY EXECUTING THIS MAIN AGREEMENT, THE CUSTOMER EXPRESSLYAGREES TO THE TERMS AND CONDITIONS APPLICABLE TO THE DESIGNATEDFINANCIAL INSTITUTION SET OUT IN THIS AGREEMENT AND SCHEDULES.Section II.07 ACKNOWLEDGEMENT AND AGREEMENT. IN ENTERING INTO THIS MAINAGREEMENT, THE CUSTOMER ACKNOWLEDGES THE FOREGOING ANDREPRESENTS AND WARRANTS THAT IT COMPLIES AND WILL COMPLY AT ALLTIMES RELEVANT HERETO, WITH THE ELIGIBILITY CRITERIA AND THERESTRICTIONS, AND THE CUSTOMER FURTHER ACKNOWLEDGES AND AGREESTHAT BY EXECUTING THIS MAIN AGREEMENT, IT IS AGREEING TO ALL THE TERMSAND CONDITIONS IN THE DESIGNATED FINANCIAL INSTITUTION AGREEMENTSCONTAINED IN THIS AGREEMENT AND SCHEDULES.Section II.08 Updates to Terms via Platform. KillB may, from time to time, update some or allof the terms contained in this Main Agreement and its Schedules and such updates may beannounced and implemented through the Platform. The Customer will be required to acceptthese terms and conditions prior to using the Platform or any related Services. In the eventthat the terms and conditions relating to a specific Service are updated through the Platform,those terms and conditions shall prevail over the terms and conditions described in this MainAgreement and its Schedules.Section II.09 Subcontracting. Killb may subcontract some or all of its obligations under thisMain Agreement to third parties, including any Third-Party Service Provider.Section II.10 Services Dependent on Jurisdiction. Certain features or updates may bereleased in different jurisdictions at different times. The timing for these differing releasedates may be due to regulation, business limitations, or no reason whatsoever. KillB will notbe liable for any damages or losses suffered by a Customer for not releasing a feature orupdate to the particular Customer for any reason.Article III. MANDATES.Section III.01 Under this Contract, the Client authorizes KillB to:A. Receive agreed-upon funds.B. Directly disperse collections to the bank or wallet designated by the Client.Article IV. PROCESS OF TRANSACTION INITIATION AND EXECUTION.Section IV.01 To initiate transactions, the Client must first be approved by KillB's complianceteam and have accepted the present Terms and Conditions (T&C). The Client must issueInstructions through KillB’s platform, which will include all required information such as theregistration of the End User's details (name, ID, and bank account/wallet instructions). Byclicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.Section IV.02 Once approved, the Client may request quotes for transactions. KillB willprovide a rate, which the Client can either accept or reject. If accepted, the transactionterms, including the quoted amount, are final and cannot be canceled or altered. The Clientis responsible for confirming the End User who will receive the funds, ensuring that thedirection shared corresponds accurately with the information on file.Section IV.03 Upon confirmation, KillB will execute the fund dispersal. If any informationprovided by the Client is incorrect and results in a rejected payment, KillB is not responsiblefor the error. However, KillB will reconfirm the corrected information and reinitiate thetransfer, if possible.Section IV.04 KillB is not liable for penalties, costs, or damages resulting from incomplete ordelayed dispersals due to inaccuracies in the Instructions provided by the Client, whethercommunicated through WhatsApp, Slack, email, or any other channels approved by KillB. Inthe event of inaccuracies, KillB will promptly notify the Client for correction.Section IV.05 Each Client may maintain only one account with KillB or one account perfinancial institution linked to their identification document. If we detect the existence of morethan one account in the name of the same Client, we reserve the right to suspend or cancelone or all of the accounts linked to the services covered by these Terms and Conditions, withnotice to the corresponding Client. As a prerequisite to the use of the platform, Clients musthave accepted our personal data processing policy and, specifically, must have authorizedthe processing of their data in accordance with the provisions of said policy.Article V - PAYMENT INSTRUCTIONS (MANDATE).Section V.01 The User and Killb (together, the "Parties") may from time to time enter intospecific destination mandates for Payment Instructions (each a "Payment InstructionRequest") through which Killb provides payment dispersion services.Section V.02 Upon completing a Payment Instruction Request, the User grants Killb anirrevocable specific destination mandate that includes the following specific tasks: (i) to payon behalf and order a certain sum of money in relation to which the Payment InstructionRequest is completed; (ii) to collect the Funds on their behalf and order, subject to the Termsand Conditions of the Payment Instruction Service; and (iii) other gateway servicefunctionalities that do not contravene the aggregator service.Section V.03 It is possible to enter into a specific destination mandate granted by the User,which implies an authorization to dispose on their behalf of certain funds and transfer theFunds to a certain recipient by crediting a designated Account according to their instructions.Section V.04 Killb will not use the User's Funds for purposes other than those instructed bythe User.Section V.05 The User enters into the Payment Instruction Request by completing an onlinePayment Instruction Request form detailing the instructions regarding the Funds.Section V.06 Killb reserves the right not to process those Payment Instruction Requests thatare incomplete or in which there are discrepancies between the data provided by the Usersand the data actually entered into Killb or because Killb deems it necessary, withoutneeding to justify its decision.Section V.07 The User is solely responsible for the payment instructions and theirconsequences.Section V.08 Killb will not verify the cause or obligation that originated the paymentinstruction, nor any other circumstances related to the payment instruction. Paymentinstructions entered in a Payment Instruction Request can only be executed through theplatform, and no instruction sent by other means unrelated to the platform will be processedor considered valid. Additionally, KillB adheres to all applicable Anti-Money Laundering(AML) and Know Your Client/Business (KYC/KYB) procedures. As part of these procedures,additional documents or explanations may be requested from the user. The User is solelyresponsible for providing these documents and must inform KillB beforehand about thepurpose of the transaction.Section V.09 The Payment Instruction Request will not be considered complete, and Killbwill not assume any responsibility or obligation under the Payment Instruction Request until(i) Killb has accepted the User's Payment Instruction Request (it is clarified that Killb mayrefuse to comply with the Payment Instruction Request without giving any reason or causeand therefore will not be liable in any way), and (ii) the total amount of Funds have beenreceived and are available.Article VI. COMPLIANCESection VI.01 As a Client, you acknowledge that all the information you provide KillB may beor will be verified as part of the KYC or KYB, as applicable, regulated by KillB internalprocedures defined to prevent and identify operations with resources of illicit origin orpotentially linked to financing terrorism, organized crime, drug trafficking, proliferation ofweapons of mass destruction, and, in general, illicit acts (our “AML/FT Policy”).Section VI.02 Based on the foregoing, as a Client, you authorize and consent to anyidentification, verification, validation, or authentication actions that may be necessary as partof KillB’s AML/FT Policy or, in general, our obligations under applicable legislation. Theseinquiries, verifications, validations, or authentications may be carried out by us directly orthrough any provider that we have contracted for this purpose, to whom you authorize us totransfer or transmit your information in order to comply with our KYB and/or KYC proceduresand any related regulations that may be applicable.Section VI.03 KillB expressly reserves the right to modify, update, or replace KillB’s AML/FTPolicy at any time and without notice, in order to improve KillB’s KYB and/or KYC, or KillB’scompliance level with applicable regulations.Section VI.04 As a Client, you acknowledge and accept the possibility that we may shareyour data or information (personal or transactional) with the corresponding authorities,including the Financial Information and Analysis Unit, in compliance with the provisions ofapplicable regulations or the procedures set forth in our risk management system AML/FT.Section VI.05 Account Levels: depending on their personal or transactional profile, Clientsmay be subject to the types and levels of account that we assign to them, according tointernal procedures, including our AML/FT Policy, with applicable legislation, and with anyother criteria that we consider appropriate. The types and levels of account will settransactional, quantitative, and operational limits on your activity, and we may adjust themautomatically or discretionally, to the extent that you provide more information ordocumentation to support or justify your personal or transactional profile. We reserve theright to discretionally establish limits, restrictions, suspensions, or cancellations ofindividualized accounts to Clients based on their personal transactional profile.Section VI.06 Causes for rejection, suspension, and/or disabling of accounts. We reservethe right to deny, cancel, suspend, or disable any account when any of the following eventsoccur:A. Clients who do not have the legal capacity or sufficient age to use the platform,access the Services, or, in general, validly perform legal acts on their own behalf.B. Clients who are part of any type of list or registry of individuals linked to terroristorganisations, criminal organisations, or those registries created by any authority foractivities aimed at the prevention and control of money laundering, financing ofterrorism, and proliferation of weapons of mass destruction, lists of commercial oreconomic sanctions, or similar lists, including those lists issued by the authorities ofColombia or any other jurisdiction in which KiilB operates at any time, the UnitedNations Security Council, the Financial Action Task Force (FATF), the Office ofForeign Assets Control (OFAC), the U.S. Treasury Department, or any other similarbody or authority.C. Clients against whom any type of alert or flagging is generated in the automatedmonitoring systems that we maintain or that we subcontract with third parties, forbeing potentially related to illicit operations, the dark web, financing of terrorism, andany similar cause or reason.D. When you provide (or we detect that you provided) false, incorrect, wrong,inaccurate, erroneous, confusing, or unverifiable information.E. When a Client fails to comply with any of their obligations with respect to theplatform, these terms and conditions, or any other agreement entered into with us.F. When an illegal operation or an operation that threatens the security of goods orpeople is carried out through an account.G. Abandonment of account: it will be considered that you have abandoned youraccount when it has not had activity for KillB for six months, in which case, we maydisable, suspend, or cancel it, without KillB notice and liability for us.H. When a Client hires Killb’s services to circumvent local laws and regulations of anykind.I. Any other reason at our sole discretion, without the obligation to share the specificcause with the Client.Article VII. DELIVERY, APPLICATION, AND WITHDRAWAL OF FUNDSSection VII.01 Once Killb accepts a Payment Instruction Request from the User, the Usermust send to KillB the amount of money necessary to comply with the payment instruction.The User will deliver the Funds to Killb using (i) any of the means available for such purposeand authorised by Killb; or (ii) the funds available in their Killb Account provided there is asufficient amount to comply with the instructions given in the Payment Instruction Request,otherwise such Request will not be processed.Section VII.02 The crediting of the Funds in the Killb Account of the User will be carried outwithin three (3) business days from the moment Killb receives the authorization of thepayment method used in the transaction.Section VII.03 Killb will make reasonable efforts to ensure the fulfilment of theaforementioned term. However, the User understands that due to certain external factors toKillB, delays may occur, for which the User exempts Killb from any responsibility for theinconveniences or damages derived.Section VII.04 For security reasons, the Funds credited to the User's Account may remainindefinitely unavailable when, at Killb's discretion, there are strong suspicions of illegalities,fraud, or any other act contrary to the present Terms and Conditions.Section VII.05 All information about the funds available and credited in the Killb Accountmust always be verified by the User through the Killb platform, accessing with their e-mailaddress and personal security password.Section VII.06 Killb and its related companies will not be responsible for the User'sbehaviours that originate or are linked with the information contained in fake emails orappear to be sent by Killb that are, sent by third parties without relation to Killb or its relatedcompanies; nor will they respond for the harmful consequences of such behaviours, nor forthe circulation of the mentioned fake emails.Article VIII. INSTRUCTIONS FOR HANDLING FUNDSSection VIII.01 Killb will follow the instructions entered by the User.Section VIII.02 It is clarified that the User, by registering on Killb and maintaining an activeAccount, agrees, accepts, and authorizes to receive Funds that other Users may send totheir Account and to be debited any charge that may be applicable.Section VIII.03 Once the Funds credited to the User's Account are available, the User maychoose to (i) withdraw all or part of the available balance in their Account; or (ii) give newinstructions to Killb to use the Funds to make other payments. The User acknowledges andaccepts that the withdrawal of the Funds will be subject to the prior payment of any debt thatthe User may have with Killb, whatever its cause.Section VIII.04 Any expense originated by the transfer will be borne by the User.Section VIII.05 For security reasons, Killb may block the withdrawal of Funds requested bythose users who last time have received a high percentage of Claims and Disputes and/orhave been detected to have used Killb's services for fraudulent, illegal activities and/oragainst the present Terms and Conditions.Article IX. CLIENT OBLIGATIONSSection IX.01 The Client is responsible for and declares that:A. Transferring necessary funds for dispersal execution.B. Managing and securely submitting Instructions, bearing responsibility for theaccuracy of the information.C. Ensuring all transferred funds are from lawful sources, and not associated withmoney laundering or terrorism financing.D. Authorizing the KillB to manage and disperse funds strictly as per this contract’sterms, including payment of a commission for services rendered.E. Clients undertake to keep their account up-to-date, with true, complete, up-to-date,understandable, and verifiable information, with the understanding that such Clientswill be responsible for any damage, injury, or inconvenience caused by the provisionof false, misleading, erroneous, incomplete, or inaccurate information, withoutprejudice to our authority to cancel, suspend, limit, or disable the account if theinformation you provide us has these characteristics.F. It is the responsibility to transfer the necessary resources so that the agent can fulfillthe designated assignment.G. To carry out the proper handling of the Instructions under its responsibility and in asecure manner. In accordance with the above, the client shall be responsible for theInformation contained in the corresponding Instructions and Killb shall not be liable for any delay, penalty, overcharge, or damage caused by the execution of anyDispersion with erroneous or inaccurate Information.H. To issue Instructions with the Minimum Information under its responsibility and in asecure manner. In accordance with the foregoing, the client shall be responsible forthe Minimum Information contained in the corresponding Dispersion Instruction andthe Principal shall not be liable for any delay, penalty, overcharge, or damage causedby the execution of any Dispersion with erroneous or inaccurate MinimumInformation.I. Undertakes to carry out all activities aimed at ensuring that all resources transferredto Killb are dispersed, as well as the recipients of the funds or clients, personnel incharge, employees, partners, shareholders, administrators, suppliers, etc., and theirresources, are not related to or originate from illicit activities and that the transactionis not used to circumvent or violate any local legislation or regulation; particularly,money laundering, financing of terrorism and financing of the proliferation of weaponsof mass destruction.J. The client is responsible for and commits to complying with current regulationsregarding the prevention of money laundering and the financing of terrorism. Thisincludes implementing mechanisms to detect suspicious transactions. The clientmust avoid any actions that could be considered or could lead to money launderingor the financing of terrorist activities. Furthermore, the client must ensure at all timesthat their activities and resources are not connected to, nor originate from, any illegalactivities.K. Authorize the management of the funds to Killb. In any case, Killb is only authorizedto make the dispersion of the Resources Subject to Dispersion and to make thecorresponding collection as consideration.L. Acknowledge to Killb the Service Fees, under the terms set forth in Killb’s platform, orthe one designated by the latter for such purpose.M. To comply with all those obligations inherent to the nature of the Contract andnecessary for the correct and timely execution of its object.Section IX.02 Killb shall not be obliged to carry out any dispersal ordered by the client inthose cases where there is clarity or suspicion that the funds come from illicit sources orhave been the result of money laundering or terrorist financing activities.Section IX.03 If during the term of the agreement, any of the parties or clients should havereasonable doubts about their operations, as well as the origin of their assets and/or that anyof them should become involved in an investigation of any kind (criminal, administrative, etc.)related to illicit activities, money laundering or financing of terrorism, or be included inbinding international lists, in accordance with international law (UN lists), in OFAC or Clintonlists, etc., the Party free of claim shall have the right to claim, in accordance withinternational law, that any of them should be included in the lists of the United Nations, andthe right to unilaterally terminate the agreement without being obliged to compensate anytype of damage to the party that generated it.Article X. CLIENTS DECLARATIONS AND OBLIGATIONS IN AML/FT MATTERSSection X.01 AML/FT and anti-corruption declarations. You declare and guarantee thatneither you, your representatives, administrators, directors, partners, or shareholders, incase you are a legal entity:A. Are under investigation pursuant to complaints of bribery, transnational bribery,and/or private corruption, in accordance with Anti-Corruption Laws.B. Are subject to judicial or administrative investigations for corruption or bribery, orhave been convicted for such conduct, in accordance with Anti-Corruption Laws.C. Have offered, promised, paid, or authorized the payment of money, given, or agreedto give gifts or anything of value in violation of Anti-Corruption Laws.D. Have not received, transferred, maintained, used, or hidden resources derived orarising from any illicit activity, nor have maintained professional relationships withindividuals or legal entities involved in activities considered as money laundering orthe financing of terrorism and the proliferation of weapons of mass destruction, inaccordance with AML/FT Laws.Section X.02 AML/FT and anti-corruption obligations. By subscribing to this Agreement, youundertake to:A. Comply with all your obligations under Anti-Corruption Laws and AML/FT Laws.B. Not receive nor offer, directly or indirectly, from and to our employees, administrators,or subordinates: (1) sums of money, (2) any object of pecuniary value, or (3) anotherbenefit or utility, in exchange for performing, omitting, or delaying any act related tothe exercise of their functions.C. That your shareholders, administrators, and directors, in case you are a legal entity,comply with Anti-Corruption Laws and AML/FT Laws.Section X.03 Origin of FundsA. You declare that your income comes from lawful activities and that you are notincluded in lists for the control of money laundering, financing of terrorism, and theproliferation of weapons of mass destruction, managed by any national or foreignauthority.B. All payments you make when using the platform will be made with money of lawfulorigin, according to the reasonably required knowledge to determine the origin ofsuch resources.Article XI. USE OF THE PLATFORMSection XI.01 Prohibited uses. The use of the platform in any way that results in theviolation of any applicable national, foreign, or international law or regulation, or in a mannerthat violates or affects the personal or property rights of third parties, is prohibited.Specifically, Clients and Commercial Partners are prohibited from engaging in the followingactivities:A. Erasing or editing any material included in the platform without dueauthorization.B. Attempting to test or affect the vulnerability of the platform without dueauthorization, or violating the security, identification, or authenticationmeasures we have implemented.C. Using any type of resource, bot, or software to interfere with the properfunctioning of the platform or with any activity carried out on it.D. Using reverse engineering techniques or similar tools to access ourproprietary or confidential information.E. Interfering with or affecting the Services provided to another Client,Commercial Partner, server, or network through viruses, malware, spyware,or any other similar tool.F. Sending unsolicited information (spam), including promotions oradvertisements for products, events, or services; or using any program orapplication with the intention of damaging, interfering, intercepting, orappropriating any system, data, or information.G. Designated as their own accounts, addresses (i) that are not under theirexclusive control, (ii) for which they are not the designated holder, or (iii) forwhich they are not the final beneficiary.H. Using on the platform resources of illicit origin or directly or indirectly relatedto drug trafficking, organized crime, terrorism, proliferation of weapons ofmass destruction, or any other similar concept.I. In general, including or placing on the platform false, inaccurate, incomplete,or misleading information.J. Not allowing or consenting to the use of the Website, the platform, or anyother licensed intangible asset by an unauthorized third party.K. Not accessing or using the Website, the platform, or any other licensedintangible asset in violation of applicable laws, these terms and conditions, orany other agreement entered into between the Client and KillB.L. Not transferring, selling, sublicensing, encumbering, alienating, or in any waycreating rights over the use license, nor modifying, altering, rewriting, ordecompiling the Website, the platform, licensed intangible assets, or theprograms associated with them.Section XI.02 The Website and the platform may contain links or connections to websites ofthird-party entities or individuals. These links or connections are provided solely for yourconvenience, but we do not endorse, recommend, or assume any responsibility for thecontent of third-party websites. Clients who decide to access third-party websites throughthe links or connections do so at their own risk and according to the policies of each of thesesites.Article XII. KILLB OBLIGATIONSSection XII.01 KillB shall:A. Provide services with utmost care and dedication, ensuring secure informationprocessing.B. Execute the Client Instructions accurately, or communicate with the Client to addressany issues arising from the Instruction content.C. Use transferred funds solely for the purpose of dispersal and service fee collection asauthorized by the Client.D. To provide the Service with the utmost care and dedication, using secure informationprocessing, coordinating, and performing the activities necessary for the satisfactionof the object of this Contract.E. We will make our best efforts to provide the Services with the quality you expect as aClient, with the understanding that our Services have no warranty and are provided inaccordance with the provisions of these terms and conditions, as well as the otherdocuments that are applicable.F. To carry out the order indicated by the Client through the Instructions and based onthe Information contained in the latter or, in the event of not being able to carry themout totally or partially, as a consequence of the Information contained in the letter ofinstructions, to communicate with the Principal in order to try to overcome suchobstacle.G. Shall use for the exclusive purpose of the dispersion and with the authorization of thePrincipal, the resources that are contributed to the account of Killb. This authorizationby the Client is understood to be limited exclusively for the purposes of the presentcontract to the resources subject to dispersion and the collection of the Services bythe Agent.H. All others included in the present Contract and/or arising from its nature, from theperformance of the assignment, and/or that guarantee its due execution.Section XII.02 Limitation of Liability:KillB is not liable for:A. B. C. D. E. F. User or third-party faults, including market manipulation activities.Integration issues with third-party software.Administrative or commercial decisions based on platform information.Physical or logical network problems on the user’s side.Losses due to force majeure events or improper platform use.Delays in blockchain network validation.G. Circumvention or violation of any local laws and regulations regarding regulatoryand/or tax requirements for payment and virtual assets services, reason why theClient must consult a local lawyer to evaluate such requirements.In case of suspected fraud, KillB may take legal action and notify authorities. KillB reservesthe right to reject transactions or cancel accounts if there are signs of fraud or other issues.Article XIII. ELECTRONIC FUND TRANSFERSSection XIII.01 Clarification of Communication with KillB: It is important to understand thatdirect communication with KillB regarding any concerns or reports of unauthorizedtransactions does not imply that KillB is engaged in, or responsible for, conducting licensedfinancial activities. The user hereby accepts and recognizes that KillB is not a licensedcompany and uses licensed partner institutions to carry out regulated financial activities.Such communications serve solely to facilitate the initial reporting process. As a technologyservice provider, KillB's role in this context is to promptly relay your concerns to our licensedpartner institutions responsible for carrying out the regulated activities. KillB acts as anintermediary to ensure that your reports are addressed efficiently by the appropriate entitiesin accordance with our operational protocols and partnership agreements.Section XIII.02 Immediate Reporting Required: If you suspect that an electronic fundtransfer has been conducted without your authorization, it is imperative that you inform KillBimmediately. The most efficient method to minimize potential losses is through prompttelephonic communication. The risk of losing all the funds in your account exists if action isnot taken swiftly. By notifying KillB within one business day after recognizing anyunauthorized transaction, your loss will be limited to no more than $50. Failure to reportunauthorized use within this timeframe may increase your liability up to $500, provided KillBdemonstrates that timely notification on your part could have prevented the unauthorizedaccess to your funds.Furthermore, should your account statement indicate transactions that you did not authorize,it is crucial to alert KillB promptly. A failure to report these discrepancies within 30 days ofthe statement's mailing date may result in an inability to recover funds lost subsequent to thisperiod. However, should extenuating circumstances, such as travel or hospitalization, whenadequately supported, prevent timely communication, these deadlines may be extended toaccommodate your situation.For detailed information on the roles of KillB and its licensed partner institutions in facilitatingthese transactions, as well as updates on our licensing agreements, please refer to our legalpage at https://www.killb.com/legalSection XIII.03 Contact in the Event of Unauthorized Transfer. If you suspect anyunauthorized electronic fund transfer from your account, immediately contact us at:[email protected] or 702.813.3800, or address your concerns in writing to: KillB at GroundFloor, Century Yard, Cricket Square, Grand Cayman, Cayman Islands, PO Box 2238,KY1-1107. For detailed information on our operational framework and partnership withlicensed institutions, please visit our legal page at https://www.killb.com/legalSection XIII.04 Business Days. For the purpose of these disclosures, our business days areMonday through Friday, excluding public holidays.Section XIII.05 Confidentiality. KillB may disclose information about your account or thetransfers you make to third parties where necessary for completing transfers; to verify theexistence and condition of your account with entities like credit bureaus or merchants; tocomply with government agency or court orders; or when you provide us with your explicitwritten consent. By accepting these terms, you grant KillB full and unlimited authorization toshare the necessary information with all our service providers, partners, and companieswithin our group to facilitate your use of our services, ensure compliance with regulatoryrequirements, or enhance your experience. This sharing of information will always beconducted with strict adherence to our Privacy Policy, ensuring your data is protectedaccording to the highest security standards.Section XIII.06 Documentation. You will receive monthly account statements electronically,unless no transfers occur within a month, in which case, statements will be sent at leastquarterly.Article XIV. FINANCIAL INSTITUTION'S LIABILITYSection XIV.01 While KillB acts as a facilitator by connecting clients with licensed partnersfor financial transactions, it is essential to recognize that the liability for any failed or incorrecttransfers is determined by the terms of the agreement directly between the client and thelicensed financial institution. In some instances, such agreements may be executed by KillBon behalf of the client, or through similar arrangements, ensuring transactions are carried outunder the specified terms. Exceptions to liability include, but are not limited to: insufficientfunds in the client’s account, known system malfunctions at the time of initiating the transfer,and extraordinary circumstances beyond reasonable control.Section XIV.02 Killb will not be responsible for orders, instructions, Payment InstructionRequests, and/or wrong or incomplete payments caused by the erroneous entry of thee-mail, relevant information of the recipient, or the payment operation, made by the User.Section XIV.03 Killb will not be responsible or guarantee the fulfillment of obligations that the Users may have assumed with third parties in connection with payments to be made orcollected through the platform.Section XIV.04 The User acknowledges and agrees that by conducting transactions withother Users or third parties, they do so at their own will, freely giving their consent and undertheir own risk and responsibility. In no case will Killb be responsible for lost profits, or for anyother damage and/or loss that the User may have suffered due to transactions made or notmade through the Killb platform. The user acknowledges that the services provided are notan instrument to generate foreign currency abroad bypassing the foreing exchange rules.Section XIV.05 Since Killb is unrelated to the obligation that gave rise to the PaymentInstruction Request, Killb will not be responsible or verify the causes, amount, or any othercircumstance related to such Request, as well as regarding the existence, quality, quantity,functioning, condition, integrity, or legitimacy of the goods or services offered, acquired, ordisposed of by the Users and paid using Killb, as well as the capacity to contract of theUsers and the truthfulness of the personal data they have entered.In the event that one or more Users or a third party initiate any type of claim or legal actionsagainst another or other Users, all and each of the Users involved in such claims or actionsexempt all responsibility to the market.Section XIV.06 In no event shall we be liable for any act, error, or omission of third parties orCommercial Partners, including, without limitation, any service or product advertised throughthe Site, or the non-compliance of any third party in relation to the services advertised oravailable through the platform.Section XIV.07 We are not responsible for any damage, injury, or loss caused by failures inthe platform arising from the server, the underlying blockchains (when this is the case),intermittencies in the service, or the availability of the Internet. Nor will we be responsible forany virus that may infect the Clients' equipment as a result of accessing or using the platformor as a result of any transfer of data, files, images, texts, or audio contained therein. Clientsmay not attribute any responsibility or demand payment for lost profits, as a result oftechnical difficulties or failures in the Internet systems. We do not guarantee continuous oruninterrupted access to and use of our platform beyond what is indicated in the ServiceLevel Agreements.Section XIV.08 The platform may occasionally be unavailable due to technical difficulties orInternet failures, or due to any other circumstance beyond our control; with theunderstanding that we will strive to restore it as quickly as possible, without this beingattributable to us as any type of liability.Article XV. DISCLOSURESection XV.01 The money received by KillB is non-interest bearing unless a separateagreement specifying otherwise is made. Additionally, offering products with profitability incertain countries would also depend on obtaining specific licenses.Section XV.02 The fee structure, including any monthly maintenance or setup fees, isdetermined in accordance with the commercial proposal that you accept or sign separately.This approach ensures transparency and allows for a customized understanding of the feesassociated with your account. There are no inherent minimum balance requirements foraccount upkeep as stipulated by KillB; however, specific charges for additional services mayapply based on the terms outlined in the commercial proposal agreed upon.Section XV.03 Revision of Fees. KillB may revise the Fees at any time. If KillB revises theFees for a Service that Customer is currently using, KillB will notify the Customer or theIntegrator, as the case may be, at least 30 days before the revised Fees apply.Section XV.04 Customer Costs. The Customer shall be responsible for and bear all costsincurred by it in the implementation, integration and use of the Payment Services including,without limitation, compliance with the requirements of the Customer’s Responsibilities.Section XV.05 Users are responsible for ensuring that the crypto-assets and tokensacquired comply with applicable laws (v.g.: tax laws, regulatory and foreign exchange rules,among others), and they acknowledge that KillB acts solely as an intermediary, facilitatingthe relationship between buyers and sellers of digital assets. KillB has no obligation toevaluate the target address of the operation, meaning that KillB does not control whether thetransaction is a domestic or cross-border operation. Users are responsible for assessing thecompliance of the crypto-assets with relevant legislation and agree that KillB: i) Does notcontrol the crypto-assets or tokens available on the platform; and ii) Is not responsible forverifying the legality or legitimacy of these digital assets.Section XV.06 Fees Non-Refundable. Fees payable under this Main Agreement arenon-refundable, except to the extent that a Payment Transaction is cancelled by theCustomer prior to the commencement of the processing of the Payment Transaction by KillB.Section XV.07 Unpaid Accounts. KillB shall have the right and authority, in its solediscretion, acting reasonably, to liquidate any and all assets in the Customer’s Account oraccounts to cover any unpaid fees and expenses.Article XVI. TRANSACTION LIMITS AND ACCOUNT FEATURESSection XVI.01 KillB reserves the right to impose transaction limits. The account does notinclude debit, ATM, or check features. Consent for electronic statements is required, withaccount closure as a consequence of withdrawal of such consent.Article XVII.TERM AND TERMINATIONSection XVII.01 This Main Agreement shall take effect on the Effective Date and shallcontinue in effect indefinitely unless otherwise terminated by either Party in accordance withthe terms of this Main Agreement.Section XVII.02 Automatic Renewal. This Main Agreement shall automatically renew itselfupon the expiry of the Initial Term for an additional period of 1 year and shall automaticallyrenew itself for additional 1-year terms, until terminated in accordance with Article XVIIhereof.Section XVII.03 Termination or Amendment of the Payment Services. Without limiting itsother rights under this Main Agreement or otherwise, KillB reserves the right to modify,suspend or discontinue all or part of the Payment Services at any time, with or withoutnotice, for any of the following reasons:A. regulatory changes, including interpretive changes or changes to KillB´sunderstanding of regulation,B. technical or technology changes, which could include technology rendering theServices obsolete or, in the alternative, difficult to deliver, orC. Third-Party Service Provider availability, including discontinuance of relationshipswith one or more Third-Party Service Providers.Section XVII.04 Termination. Either party may terminate this Main Agreement for any reasonby giving written notice not less than 20 Business Days before the effective date of thetermination, provided, however, that the provisions of this Main Agreement shall continue toapply until the end of the notice period.Section XVII.05 Obligations of the Parties on Termination. In the event that this MainAgreement is terminated by either Party providing the required written notice (each, a“Termination Notice”) in accordance with the terms of this Article XVII:A. KillB shall complete all Payment Transactions authorized by the Customer prior to theissuance of the Termination Notice;B. The Customer shall be obligated to pay all Fees associated with any PaymentTransactions completed by KillB in accordance with Section XVII.05(a); andC. KillB shall, upon completion of the Payment Transaction, return any remainingcustomer funds held by KillB , less any Fees owing by the Customer to KillB , to theCustomer within 10 Business Days of the completion of the Payment Transactionsdescribed in Section XVII.05(a), provided that the Customer has a provided a validaccount or digital wallet address to which the funds can be sent.Section XVII.06 Suspension. KillB may immediately suspend the provision of any or allServices to Customer, including suspension of the Customer’s access to the Platform, if:A. KillB believes that the Customer’s use of the Services or Platform violates anyApplicable Law or Governmental Authority requirement;B. KillB believes that the failure to suspend the provision of any or all Services to theCustomer may result in a violation of any Applicable Law or Governmental AuthorityrequirementC. a Governmental Authority or a Third-Party Service Provider requires or directs KillBto do so;D. the Customer does not update in a timely manner the Customer’s implementation ofthe Services or the Platform to the latest production version KillB recommends orrequires;E. the Customer does not respond in a timely manner to KillB´s requests for information,including Customer Information, user information, or any other information deemedrelevant by KillB , in KillB ’s sole discretion. Failure to provide KillB with adequatetime to verify and process updated information shall be deemed to be a failure torespond in a timely manner to KillB requests for information;F. the Customer breaches this Main Agreement or any other agreement between theParties;G. the Customer enters into an insolvency proceeding, which includes but is not limitedto, bankruptcy, reorganization, receivership, or liquidation;H. KillB believes that the Customer is engaged in a business, trading practice or otheractivity that presents an unacceptable risk to KillB , in KillB ’s sole discretion; ora. KillB believes, in its sole discretion, that the Customer’s use of the Services:i. is or may be harmful to KillB or any third party,ii. iii. iv. v. vi. presents an unacceptable level of credit risk,increases, or may increase, the rate of fraud that KillB observes,degrades, or may degrade, the security, stability or reliability of theServices, the Platform or any third party’s system (e.g., theCustomer’s involvement in a distributed denial of service attack),enables or facilitates, or may enable or facilitate, illegal or ProhibitedTransactions, as defined in Section XVIII below, oris or may be unlawful.Article XVIII. FRAUD AND PROHIBITED TRANSACTIONSSection XVIII.01 Notwithstanding any other provision in this Agreement, the Clientacknowledges and agrees that the KillB is not responsible for verifying the authenticity oftransactions or the bona fides of any party involved in transactions facilitated under thisContract. In the event of fraud or any fraudulent transaction arising from or related to thetransactions between the Client and their end clients, including but not limited to themisrepresentation of facts, identity theft, financial fraud, or any other deceitful practices, theClient shall assume full responsibility for all losses, damages, liabilities, costs, and expensesarising from such fraudulent transactions. The Client further agrees to indemnify, defend,and hold harmless the KillB, its affiliates, officers, directors, employees, agents, andsuccessors from any claims, demands, actions, costs, liabilities, losses, and damages of anykind (including attorneys' fees) resulting from such fraudulent transactions. KillB disclaimsany liability for such fraudulent activities and makes no representations or warrantiesregarding the prevention of such fraud. It is the Client's sole responsibility to implementadequate measures to detect and prevent fraudulent activities within the scope of theirtransactions.Section XVIII.02 The Client account is personal, unique, and non-transferable, which meansthat you may not assign it nor may you authorize third parties to operate or use it on yourbehalf and on your own account. Likewise, you are responsible for any unauthorized usemade by a third party, voluntarily or involuntarily, or by any third party that may access youraccess credentials, for acts performed by you or attributable to you. You are obliged toinform us immediately of any unauthorized use of your account, as well as unauthorizedaccess by third parties to it. Clients will be solely responsible for the activity and contentmanaged from their accounts.Section XVIII.03 Prohibited Transactions. Certain types of Payments are considered to beprohibited transactions (“Prohibited Transactions”), and the Payment Services may not beused for the purpose of, or in connection with, any such Prohibited Transactions. A currentlist of Prohibited Transactions can be found at Prohibited Businesses List.Section XVIII.04 Representation and Warranties. The Customer represents and warrantsthat the Customer shall not use the Services to complete any Prohibited Transactions.Section XVIII.05 Acknowledgement. The Customer acknowledges and agrees that KillBmay, in its sole discretion:A. refuse to process any transaction as a result of a determination that the transactionwould be a Prohibited Transaction;B. C. D. suspend the use of some or all of the Services or the Platform by the Customer;terminate the Customer’s use of the Services or the Platform; ortake any other action that KillB deems appropriate in the circumstances.Article XIX. FUNDS AVAILABILITY DISCLOSURESection XIX.01 Your Ability to Withdraw Funds. Our policy ensures the prompt availability offunds from electronic direct deposits, and wire transfers into your account on the day theyare received by KillB. Our business days are Monday through Friday, excluding Saturdays,Sundays, and federal holidays. Deposits made before the end of a business day we areopen are considered received that day. Deposits made after business hours or on days weare closed will be processed on the next business day. For comprehensive details on theroles and responsibilities concerning fund transfers, including those handled by our partners,please visit our legal page at https://www.killb.com/legalSection XIX.02 Special Rules for New Accounts. For new customers, during the first 30days your account is open, we expedite the availability of funds from electronic directdeposits, and wire transfers to the same day we receive them.Section XIX.03 Foreign Items. For deposits drawn on financial institutions outside of theU.S., which are not payable at or through a U.S. branch or correspondent financialinstitution, availability will be subject to the specific services outlined in your agreement withKillB. If managing foreign items is included as part of the hired services, funds from suchdeposits will be made available to you only after KillB has received payment. This serviceprovision aligns with our commitment to cater to the diverse needs of our clients whileensuring compliance with our operational policies and partnership agreements.Article XX. SERVICE LEVEL (SL) FOR OPERATING HOURS AND TRANSFER CYCLESSection XX.01 Business days are defined as Monday through Friday, excluding holidays.We operate during the standard banking business hours of the chosen operation location.For example: i) Colombia: 8:15 AM to 5:00 PM COT; ii) Brazil: 9:00 AM to 5:00 PM BRT; iii)Mexico: 7:15 AM to 4:00 PM CST; iv) United States: 8:00 AM to 4:00 PM local time.Transactions initiated through our API may be processed 24 hours a day, 7 days a week,subject to system availability and maintenance periods.Section XX.02 Transfer TimelinesTransfer timelines depend on the mechanisms available in each country and are subject tobanking hours and regulations. Detailed timelines for each country are provided in ScheduleA.Section XX.03 Dispersion OptionsDispersion options will vary per country and are subject to the local banking hours andregulations. Detailed dispersion options for each country are provided in Schedule A.Section XX.04 Dispersion ScheduleThe dispersion schedule will vary per country and is dependent on the local banking hoursand regulations. Detailed dispersion schedules for each country are provided in Schedule A.Section XX.05 Force Majeure. In the event of force majeure, the company reserves the rightto adjust dispersion times, with all changes communicated to the client along with the newprojected dispersion dates.Section XX.06 Client Instructions. The Client’s instructions will dictate the timing andamounts of disbursements, adhering to the conditions outlined above.Section XX.07 Property Rights. We own the Website and the related applications. Within theframework of this ownership, we authorize Clients to consult, review, and use the materialthat we disseminate on the Website solely for personal, non-commercial use. The content ofthis Site (texts, graphics, images, logos, icons, software, products, services, brands, trade names, and any other material or information) is protected under copyright laws, industrialproperty laws, and other applicable laws.Section XX.08 Use in one's own name. Clients who accept these terms and conditionsaccept and declare that they are acquiring the services to satisfy a personal need, and shallrefrain from acquiring the services on behalf of a third party. In the event that a Clientacquires the Services on behalf of a legal entity or a third party, they must prove that theyare fully authorized to bind and/or represent said interested third party. If not authorized, theClient shall be personally liable for the obligations incurred under these terms andconditions.Article XXI. INDEMNIFICATIONSection XXI.01 Indemnification by the Customer. The Customer shall indemnify and holdKillB and its Affiliates, and their respective officers, directors employees, contractors andsubcontractors harmless from and against any and all liabilities, damages, claims, losseslawsuits and expenses (including reasonable legal fees and expenses) (collectively“Losses”) in respect of third-party claims arising out of:A. any breach of this Main Agreement;B. the Customer’s gross negligence or wilful misconduct; andC. any claim that the Customer infringed any Intellectual Property Rights of anythird-party.Section XXI.02 Indemnification by KillB. Subject to the cap on liability, KillB shall indemnifyand hold the Customer, and its respective officers, directors and employees harmless fromand against any and all Losses for third-party claims arising out of:A. any breach of this Main Agreement, expect if such breach is a consequence ofregulatory, legal and tax violations incurred by the Client;B. C. KillB’s gross negligence or wilful misconduct; orany claim that KillB infringed any Intellectual Property Rights of any third-party.ARTICLE XXII. ASSIGNMENT AND OTHER DEALINGSSection XXII.01 KillB Assignment. KillB may assign this Main Agreement or any right orobligation under this Main Agreement at any time to any party and KillB may assign,delegate or subcontract certain of its rights and responsibilities under this Main Agreement toany KillB Party.Section XXII.02 Customer Assignment. The Customer may not assign, novate, transfer,subcontract, delegate or otherwise deal with any of its rights and obligations under this MainAgreement without the prior written consent of KillB , such consent to be provided in KillB ’ssole discretion.ARTICLE XXIII. GENERALSection XXIII.01 Electronic Execution and Counterparts. This Main Agreement may beexecuted electronically in any number of counterparts (including PDF, JPEG or other agreedelectronic format) with electronic signatures, each of which when executed and deliveredshall constitute a duplicate original, but all the counterparts taken together shall constituteone agreement and shall be deemed to be an original.Section XXIII.02 Electronic Transmission. Any counterpart delivered electronically, whetherexecuted by hand or by electronic signature, shall be considered to be a validly deliveredcounterpart of this Main Agreement.Section XXIII.03 Agreement Completion. No counterpart shall be effective until each Partyhas executed and delivered at least one counterpart to the other Party and this MainAgreement shall have no force or effect until all counterparts have been executed anddelivered.Section XXIII.04 Entire Agreement. This Main Agreement constitutes the entire agreementbetween the Parties and supersedes and extinguishes all previous agreements, promises,assurances, warranties, representations and understandings between them, whether writtenor oral, relating to its subject matter.Section XXIII.05 Liability for External Representations. Each Party agrees that it shall haveno remedies in respect of any statement, representation, assurance or warranty (whethermade innocently or negligently) that is not set out in this Main Agreement.Section XXIII.06 Unenforceable Term or Provision. If any term, provision or part of a term orprovision in this Main Agreement is or becomes invalid, illegal or unenforceable, it shall bedeemed deleted, but shall not affect the validity and enforceability of the rest of this MainAgreement.Section XXIII.07 Effect of Deemed Deletion. If any term, provision or part of a term orprovision in this Main Agreement is deemed deleted, the Parties shall negotiate in good faithto agree to a replacement term or provision that, to the greatest extent possible, achievesthe intended commercial result of the original term or provision.Section XXIII.08 Waiver. No failure or delay by a Party to exercise any right or remedyprovided under this Main Agreement or by law shall constitute a waiver of that or any otherright or remedy, nor shall it prevent or restrict the further exercise of that or any other right orremedy. No single or partial exercise of such right or remedy shall prevent or restrict thefurther exercise of that or any other right or remedy.Section XXIII.09 Conflict. If there is an inconsistency between the terms of this MainAgreement, including any Article or Section, or part of an Article or Section, and theSchedules and any documents referenced in the Schedules, the provisions in the terms ofthis Main Agreement shall prevail in preference to the Schedules and any documentsreferenced in the Schedules and the provisions of the Schedule shall prevail over theprovisions of any documents referenced in the Schedules. In the event that any term in thisMain Agreement or any Schedule is amended by way of update through the Platform, thePlatform update shall prevail to the maximum extent possible, while still giving effect to theremaining provisions of this Main Agreement.Section XXIII.10 Governing Law. This Main Agreement and any dispute or claim (includingnon-contractual disputes or claims) arising out of or in connection with it or its subject matteror formation shall be governed by and construed in accordance with the laws of El Salvadorand applicable federal laws of El Salvador.Section XXIII.11 Jurisdiction. Each Party irrevocably agrees that the courts of El Salvadorshall have exclusive jurisdiction to settle any dispute or claim (including non-contractualdisputes or claims) arising out of or in connection with this Main Agreement or its subjectmatter or formation.Section XXIII.12 Amendments. No modification of or amendment to this Main Agreementshall be effective unless in writing signed by authorized representatives of both Parties.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.
‍SCHEDULE A - SPECIFIC TERMS FOR SERVICES IN EL SALVADOR, MEXICO, USA,BRAZIL, COLOMBIA, ARGENTINA AND BOLIVIATo ensure regulatory compliance and operational efficiency, KillB reserves the right toestablish mandate agreements with sister companies for executing local operations. Thisapproach allows KillB to seamlessly integrate its services across different regions.The special conditions outlined herein apply exclusively to the provision of services withinthe specified jurisdictions and are only effective when the services of these jurisdictions areactively engaged by the Client.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.
COLOMBIAEntity and Authority: KillB Group operates through its Colombian subsidiary, Biton S.A.S.,which is a company duly incorporated in Colombia. Biton S.A.S. has the legal capacity andauthority, in accordance with its corporate objectives, to conduct the activities outlinedherein. For the provision of services in Colombia, Biton S.A.S., a company in full compliancewith Colombian regulations and identified by NIT 901420068 - 0 (hereinafter referred to as"Biton"), will serve our clients.Biton, under the auspices of KillB Group, manages a technology platform designed tofacilitate the transfer of funds to designated bank accounts.It is important to note that Biton is not a financial entity. Its business model is centeredaround the development of a payment processing service, specifically designed for thedispersal of payments. As such, our clients grant Biton a Specific Mandate to issue dispersalorders. Upon each request for a transaction by the client, a framework agreement isestablished, enabling Biton to perform one or several fund dispersal operations ("thedispersion"). This includes taking all necessary actions to effectuate the dispersion, whichmay involve engaging third-party service providers to participate in various stages of thedispersion process.Clients are required to provide the funds intended for dispersion, in accordance with theinstructions provided to Biton. These funds may be delivered in one or multiple transactions,as specified by the client, either on a continuous or ad hoc basis. Biton, in its role as theAgent, commits to receiving these funds solely for the purpose of executing the assigneddispersals, strictly adhering to the client’s instructions.Transfer Timelines. Immediate Transfers: Transfers between accounts of the same bank willbe processed immediately, regardless of the day or time initiated.Interbank Transfers: Transfers between accounts of different banks, initiated after 5:00 PMon Fridays, weekends, or holidays, will be processed within 1 to 2 business days, arrivingbetween 8:30 AM and 10:30 AM, subject to the ACH's five daily operation cycles.Dispersion Options. Weekly Dispersion: Collected funds will be dispersed weekly within theoperating hours of 9:00 AM to 5:00 PM COT. The dispersion fee will be as previously agreedupon. Daily Dispersion: For daily dispersals, especially for amounts equal to or greater than$150,000, a formal request must be submitted through the support area in our Slackchannels. Each request will be evaluated on a case-by-case basis, with responses issuedaccordingly.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersedon the same day. Transactions instructed on Saturdays and Sundays will be dispersed onthe following Monday unless it involve same-bank transfers, which can be processed thesame day. For weeks including a holiday, transactions initiated on the day before the holidayor over the holiday weekend will be dispersed on the next business day following the holiday.In delivering its services, Biton may handle personal information. Both parties agree to abideby the applicable regulations concerning Information Security and the Protection of PersonalData, as well as other related legislation. Specifically, the handling of personal data willconform to the respective Privacy Policies of the parties, which are established inaccordance with Law 1581 of 2012, Decree 1377 of 2013, and other relevant regulations.This agreement is enforceable under Article 5 of Law 527 of 1999, which recognizes thelegal validity of electronic messages and signatures. This ensures verification of identity,authenticity, integrity, and authorization for processing as defined by the platform.BITON EXPRESSLY CLARIFIES THAT IT DOES NOT ENGAGE IN ANYCRYPTOCURRENCY TRANSACTIONS OR RELATED ACTIVITIES. THE ENTITY SOLELYFOCUSES ON THE DISPERSAL OF PAYMENTS IN THE LOCAL CURRENCY, WITHOUTANY INVOLVEMENT IN CRYPTOCURRENCY OPERATIONS.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.
EL SALVADORKillB Group operates through its Salvadoran subsidiary, KBI, Sociedade Anonima de CapitalVariable, a company duly incorporated in El Salvador. KBI has the legal capacity andauthority, in accordance with its corporate objectives, to conduct the activities outlinedherein. For the provision of services in El Salvador, KBI, fully compliant with Salvadoranregulations and identified by NIT 0614-261022-101-8 (hereinafter referred to as "KBI"), willserve our clients.KBI, under KillB, offers services for the exchange digital assets and is able to operate atechnological platform capable of executing fund dispersals to specified bank accounts.KBI IS NOT A FINANCIAL ENTITY. Its corporate purpose is centered around thedevelopment of a payment processing service, specifically designed for the dispersal ofpayments. As such, our clients grant KBI a Specific Mandate to issue dispersal orders. Uponeach client's request for a transaction, a framework agreement is established, enabling KBIto perform one or several fund dispersal operations ("the dispersion"). This includes takingall necessary actions to effectuate the dispersion, which may involve engaging third-partyservice providers to participate in various stages of the dispersion process.Clients are required to provide the funds intended for dispersion, in accordance with theinstructions provided to KBI. These funds may be delivered in one or multiple transactions,as specified by the client, either on a continuous or ad hoc basis. KBI, in its role as theAgent, commits to receiving these funds solely for the purpose of executing the assigneddispersals, strictly adhering to the client’s instructions.Transfer Timelines. Immediate Transfers: Transfers between accounts of the same bank willbe processed immediately, regardless of the day or time initiated.Dispersion Options. Weekly Dispersion: Collected funds will be dispersed weekly within theoperating hours of 8:00 AM to 4:00 PM CST. The dispersion fee will be as previously agreedupon. Daily Dispersion: For daily dispersals, especially for amounts equal to or greater than$50,000, a formal request must be submitted through the support area in our Slackchannels. Each request will be evaluated on a case-by-case basis, with responses issuedaccordingly.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersedon the same day. Transactions instructed on Saturdays and Sundays will be dispersed onthe following Monday. For weeks including a holiday, transactions initiated on the day beforethe holiday or over the holiday weekend will be dispersed on the next business day followingthe holiday.In delivering its services, KBI may handle personal information. Both parties agree to abideby the applicable regulations concerning Information Security and the Protection of PersonalData, as well as other related legislation.This agreement is enforceable under local laws that recognize the legal validity of electronicmessages and signatures, ensuring verification of identity, authenticity, integrity, andauthorization for processing as defined by the platform.KBI is in a licencing process to be an entity in El Salvador authorized to provide services forthe exchange digital assets.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.MEXICOEntity and Authority: KillB Group provides services in Mexico through its network of localpartners, which are licensed and authorized to operate in the country. Although KillB Group doesnot have a direct corporate presence or engage in direct marketing within Mexico, it acts as anindependent agent connecting clients with Mexican partners for the execution of services. Ourrole strictly involves facilitating client access to local services without directly handling orcollecting funds.In Mexico, KillB Group's services are limited to the facilitation of connections between clients andlicensed local operators. The services provided by our partners do not include: i) Collection orcustody of Fiat Money or Virtual Assets (such as Stablecoins); ii) Resource placement; iii)Aggregation, acquiring, or initiation of payments; iv) Issuance of Virtual AssetsSavings services; v) Payment of interest, dividends, or any economic returns; vi) Management oroperation of financial resources; vii) Investment advice; viii) Currency exchange services; ix)Offering of financial products or services; x) Issuance, custody, or intermediation of securities.In delivering its services, KillB Group, through its local partners, may handle personalinformation. Both parties agree to abide by applicable regulations concerning InformationSecurity and the Protection of Personal Data, as well as other related legislation. Specifically, thehandling of personal data will conform to the respective Privacy Policies of the parties, which areestablished in accordance with Mexico's Federal Law on Protection of Personal Data Held byPrivate Parties.Transfer Timelines. Immediate Transfers: Transfers via SPEI will be processed immediately,regardless of the day or time initiated.Dispersion Options. Weekly Dispersion: Collected funds will be dispersed weekly within theoperating hours of 9:00 AM to 5:00 PM CST. The dispersion fee will be as previously agreedupon. Daily Dispersion: For daily dispersals, especially for amounts equal to or greater than$150,000, a formal request must be submitted through the support area in our Slack channels.Each request will be evaluated on a case-by-case basis, with responses issued accordingly.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersed onthe same day. Transactions instructed on Saturdays and Sundays will be dispersed on thefollowing Monday unless it involve SPEI transfers, which can be processed the same day. Forweeks including a holiday, transactions initiated on the day before the holiday or over the holidayweekend will be dispersed on the next business day following the holiday.This agreement is enforceable under Article 89 of Mexico's Federal Law for the Protection ofPersonal Data Held by Private Parties, which recognizes the legal validity of electronic messagesand signatures. This ensures verification of identity, authenticity, integrity, and authorization forprocessing as defined by the platform.KIILB GROUP EXPRESSLY CLARIFIES THAT IT DOES NOT ENGAGE IN ANY ACTIVITYIN MEXICO TRANSACTIONS OR RELATED ACTIVITIES. THE ENTITY SOLELYFOCUSES ON FACILITATING CONNECTIONS BETWEEN CLIENTS AND LOCALPARTNERS, WITHOUT ANY PROVISION OF SERVICES BY KILLB IN MEXICANJURISDICTION.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.UNITED STATES OF AMERICAAcceptance of Special Conditions and Partner Terms and ConditionsBy accepting these terms, you acknowledge and agree that all special conditions related to US services are comprehensively detailed in the Partner Terms and Conditions. These termscan be accessed via the following link: Partner T&C. By accepting the present terms, youhereby declare that you have read, understood, and accepted all the terms and conditionsoutlined in the Partner Terms and Conditions.1. Incorporation of Special ConditionsYou acknowledge that the special conditions are an integral part of the overall contractualagreement. These conditions are formulated to address specific requirements and regulatorycompliances pertinent to US services, and they take precedence over any general conditionswhere applicable.2. Scope of the Special ConditionsThe special conditions include, but are not limited to, detailed guidelines on:●●●●●●Service usage policies and restrictionsCompliance with local, state, and federal regulationsSpecific obligations and duties related to the provision of US servicesLiability limitations and indemnification clausesPayment terms, fees, and refund policiesData protection and privacy measures specific to US regulations3. Declaration of AcceptanceBy accepting these terms, you declare that you have:●●●Accessed and reviewed the Partner Terms and Conditions via the provided link.Read and fully understood all special conditions applicable to US services.Accepted and agreed to comply with all terms, conditions, and obligations outlined inthe Partner Terms and Conditions.4. SLATransfer Timelines. Immediate Transfers: Transfers between accounts of the same bank willbe processed immediately, regardless of the day or time initiated.Interbank Transfers: Transfers between accounts of different banks, initiated after 4:00 PMon Fridays, weekends, or holidays, will be processed within 1 to 5 business days, arrivingbetween 8:30 AM and 10:30 AM, subject to the chosen transfer modality, such as Wire,ACHs or SWIFTDispersion Options. Weekly Dispersion: Collected funds will be dispersedweekly within the operating hours of 10:00 AM to 4:00 PM EDT. The dispersion fee will be aspreviously agreed upon. Daily Dispersion: For daily dispersals, especially for amounts equalto or greater than $150,000, a formal request must be submitted through the support area inour Slack channels. Each request will be evaluated on a case-by-case basis, with responsesissued accordingly.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersedon the same day. Transactions instructed on Saturdays and Sundays will be dispersed onthe following Monday unless it involve same-bank transfers, which can be processed thesame day. For weeks including a holiday, transactions initiated on the day before the holidayor over the holiday weekend will be dispersed on the next business day following the holiday.5. Binding Nature of the TermsYour continued use of the services provided signifies your acceptance of these specialconditions and the Partner Terms and Conditions, and you agree to be legally bound bythem. This includes adherence to all specified service usage policies, compliance withapplicable laws and regulations, and fulfillment of all responsibilities as set forth in the termsand conditions.6. Updates and ModificationsYou acknowledge that the Partner Terms and Conditions may be updated from time to time.You agree to review such updates and continue to comply with the most current version ofthe terms and conditions. Notifications of updates will be provided through the designatedplatform or via direct communication channels.7. Severability and PrecedenceIn case of any conflict between the special conditions and any other part of the agreement,the special conditions shall prevail. If any provision of the special conditions is found to beinvalid or unenforceable, the remaining provisions will continue to be in full force and effect.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.BRAZIL1. KillB Group operates in Brazil through two different entities:a. KillB Brasil LTDAKillB Group operates through its Brazilian subsidiary, KillB Brasil LTDA, acompany duly incorporated in Brazil. KillB Brasil LTDA has the legal capacityand authority, in accordance with its corporate objectives, to conduct theactivities outlined herein. For the provision of services in Brazil, KillB BrasilLTDA, fully compliant with Brazilian regulations and identified by CNPJ46.835.221/0001-80 (hereinafter referred to as "KillB"), will serve our clients.KillB, under the auspices of KillB Group, manages an online platformaccessible via https://killb.com/PLATAFORMA, designed to facilitate thepurchase and sale of crypto-assets. KILLB IS NOT A FINANCIAL ENTITYAND DOES NOT POSSESS ANY KIND OF LICENCE GRANTED BY THECENTRAL BANK OF BRAZIL OR ANY AUTHORITY TO OPERATE INBRAZIL. THE USER IS AWARE OF THE RULES REGARDING FOREIGNEXCHANGE MARKET IN BRAZIL AND IT IS FULL RESPONSIBILITY OFTHE USER TO EVALUATE THE LEGALITY OF ITS OPERATIONS. TheClient agrees that the transfer of cryptocurrencies and/or virtual assets will bemade directly to the user's personal wallet. After the delivery of thecryptocurrencies to the user, no intermediary has any kind of control orinfluence over the transferred assets and will not be able to intervene insubsequent operations. The user acknowledges and agrees that, once thecryptocurrencies are received, they may, autonomously and without anysupport, knowledge, or interaction from KILLB, transfer the cryptocurrenciesto other wallets of their ownership or to third parties, regardless their location.KILLB does not participate, either off-chain or on-chain, in any subsequenttransaction performed by the user. The responsibility for the users’ legalreasons to conduct transactions lies solely with the user. The platform shallnot be liable for any violations of legislation and regulations if the userengaged in a transaction considered illegal.b. KillB Group and Local Partners:KillB Group provides services in Brazil through its network of local partners,which are licensed and authorized to operate in the country. Although KillBGroup does not engage in direct marketing within Brazil, it acts as anindependent agent connecting clients with local partners for the execution ofservices. Our role strictly involves facilitating client access to local services. InBrazil, KillB Group's services are limited to the facilitation of connectionsbetween clients and licensed local operators. The services provided by ourpartners do not include: i) Collection or custody of Fiat Money or Virtual Assets(such as Stablecoins); ii) Resource placement; iii) Aggregation, acquiring, orinitiation of payments; iv) Issuance of Virtual Assets Savings services; v)Payment of interest, dividends, or any economic returns; vi) Management oroperation of financial resources; vii) Investment advice; viii) Currency exchangeservices; ix) Offering of financial products or services; x) Issuance, custody, orintermediation of securities.In delivering its services, KillB Group, through its local partners, may handlepersonal information. Both parties agree to abide by applicable regulationsconcerning Information Security and the Protection of Personal Data, as well asother related legislation. Specifically, the handling of personal data will conform tothe respective Privacy Policies of the parties, which are established inaccordance with Brasil Federal Law on Protection of Personal Data Held byPrivate Parties.KIILB GROUP EXPRESSLY CLARIFIES THAT IT DOES NOT ENGAGE INANY ACTIVITY IN BRASIL TRANSACTIONS OR RELATED ACTIVITIES.THE ENTITY SOLELY FOCUSES ON FACILITATING CONNECTIONSBETWEEN CLIENTS AND LOCAL PARTNERS.2. Registration and Personal Identification:To use the platform, users must register and provide documentation as specified in the KYC– PLD/FT Policy and the Privacy Policy. Users are responsible for the security of their loginand password, which are personal and non-transferable. KillB is not liable for any misuse bythe user or third parties.Users must ensure they log out after each session and comply with all security mechanismsduring service use. Each user may only maintain one account linked to their identificationdocument, but can register multiple wallet addresses within their account. If multipleaccounts are detected, KillB may suspend or cancel the accounts.Users are responsible for the information provided during registration, which will beprotected according to the Privacy Policy. Incorrect or incomplete information may result insuspension or cancellation of the account. Users acknowledge that providing an incorrectwallet address during a transaction may result in loss of funds, for which KillB is notresponsible.3. Platform Operation:KillB may update the platform as necessary and may discontinue it with 15 days’ notice tousers.4. Services:The platform facilitates the purchase and sale of crypto-assets, including cryptocurrencies,tokens, and NFTs. Users must provide correct wallet addresses for transactions. Purchaseswith Reais must be made via PIX, and transfers from third-party accounts are not accepted.If unauthorized transfer methods are used, KillB will return the funds.Users agree not to use the platform for illegal activities, including tax evasion, moneylaundering or terrorism financing. Suspected illicit activities will result in legal actions.KillB acts as an intermediary and is not responsible for losses due to the inherent risks of thecrypto-assets market. Transactions are reflected in the user’s wallet and account accordingto blockchain and bank processing times.Transfer Timelines. Immediate Transfers: Transfers via PIXwill be processed immediately,regardless of the day or time initiated.Interbank Transfers: Transfers between accounts of different banks via TED, initiated after4:00 PM on Fridays, weekends, or holidays, will be processed within 1 business day, arrivingbetween 8:30 AM and 10:30 AM, subject to the operation cycles.Dispersion Options. Weekly Dispersion: Collected funds will be dispersed weekly within theoperating hours of 10:00 AM to 5:00 PM BRT The dispersion fee will be as previouslyagreed upon. Daily Dispersion: For daily dispersals, especially for amounts equal to orgreater than $150,000, a formal request must be submitted through the support area in ourSlack channels. Each request will be evaluated on a case-by-case basis, with responsesissued accordingly. Cross-border transaction amounts are limited by the license model of thepartner operating the exchange.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersedon the same day. Transactions instructed on Saturdays and Sundays will be dispersed onthe following Monday unless it is PIX transfers, which can be processed the same day. Forweeks including a holiday, transactions initiated on the day before the holiday or over theholiday weekend will be dispersed on the next business day following the holiday.5. Final Considerations:Users can request account cancellation at any time. Under the General Data Protection Law,users can revoke data usage consent, impacting platform operations. The platform maydiscontinue without prior notice, and users must comply with Brazilian law, with disputesresolved in the Central Court of São Paulo.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.
‍ARGENTINAEntity and Authority: KillB Group provides services in Argentina through its network of localpartners, which are licensed and authorized to operate in the country. Although KillB Group doesnot have a direct corporate presence or engage in direct marketing within Argentina, it acts as anindependent agent connecting clients with Argentinian partners for the execution of services. Ourrole strictly involves facilitating client access to local services without directly handling orcollecting funds.In Argentina, KillB Group's services are limited to the facilitation of connections between clientsand licensed local operators. The services provided by our partners do not include: i) Collectionor custody of Fiat Money or Virtual Assets (such as Stablecoins); ii) Resource placement; iii)Aggregation, acquiring, or initiation of payments; iv) Issuance of Virtual AssetsSavings services; v) Payment of interest, dividends, or any economic returns; vi) Management oroperation of financial resources; vii) Investment advice; viii) Currency exchange services; ix)Offering of financial products or services; x) Issuance, custody, or intermediation of securities.In delivering its services, KillB Group, through its local partners, may handle personalinformation. Both parties agree to abide by applicable regulations concerning InformationSecurity and the Protection of Personal Data, as well as other related legislation. Specifically, thehandling of personal data will conform to the respective Privacy Policies of the parties, andapplicable legal standards.Transfer Timelines. Immediate Transfers: Transfers via SPEI will be processed immediately,regardless of the day or time initiated.Dispersion Options. Weekly Dispersion: Collected funds will be dispersed weekly within theoperating hours of 9:00 AM to 5:00 PM CST. The dispersion fee will be as previously agreedupon. Daily Dispersion: For daily dispersals, especially for amounts equal to or greater than$150,000, a formal request must be submitted through the support area in our Slack channels.Each request will be evaluated on a case-by-case basis, with responses issued accordingly.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersed onthe same day. Transactions instructed on Saturdays and Sundays will be dispersed on thefollowing Monday unless it involves SPEI transfers, which can be processed the same day. Forweeks including a holiday, transactions initiated on the day before the holiday or over the holidayweekend will be dispersed on the next business day following the holiday.KIILB GROUP EXPRESSLY CLARIFIES THAT IT DOES NOT ENGAGE IN ANY ACTIVITYIN ARGENTINA TRANSACTIONS OR RELATED ACTIVITIES. THE ENTITY SOLELYFOCUSES ON FACILITATING CONNECTIONS BETWEEN CLIENTS AND LOCALPARTNERS, WITHOUT ANY PROVISION OF SERVICES BY KILLB IN THE ARGENTINIANJURISDICTION.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.BOLIVIAEntity and Authority: KillB Group provides services in Bolivia through its network of local partners,which are licensed and authorized to operate in the country. Although KillB Group does not havea direct corporate presence or engage in direct marketing within Bolivia, it acts as anindependent agent connecting clients with Bolivian partners for the execution of services. Ourrole strictly involves facilitating client access to local services without directly handling orcollecting funds.In Bolivia, KillB Group's services are limited to the facilitation of connections between clients andlicensed local operators. The services provided by our partners do not include: i) Collection orcustody of Fiat Money or Virtual Assets (such as Stablecoins); ii) Resource placement; iii)Aggregation, acquiring, or initiation of payments; iv) Issuance of Virtual AssetsSavings services; v) Payment of interest, dividends, or any economic returns; vi) Management oroperation of financial resources; vii) Investment advice; viii) Currency exchange services; ix)Offering of financial products or services; x) Issuance, custody, or intermediation of securities.In delivering its services, KillB Group, through its local partners, may handle personalinformation. Both parties agree to abide by applicable regulations concerning InformationSecurity and the Protection of Personal Data, as well as other related legislation. Specifically, thehandling of personal data will conform to the respective Privacy Policies of the parties, which areestablished in accordance with applicable legal standards.Transfer Timelines. Immediate Transfers: Transfers via SPEI will be processed immediately,regardless of the day or time initiated.Dispersion Options. Weekly Dispersion: Collected funds will be dispersed weekly within theoperating hours of 9:00 AM to 5:00 PM CST. The dispersion fee will be as previously agreedupon. Daily Dispersion: For daily dispersals, especially for amounts equal to or greater than$150,000, a formal request must be submitted through the support area in our Slack channels.Each request will be evaluated on a case-by-case basis, with responses issued accordingly.Dispersion Schedule. Transactions instructed by 1:00 PM on business days will be dispersed onthe same day. Transactions instructed on Saturdays and Sundays will be dispersed on thefollowing Monday unless it involves SPEI transfers, which can be processed the same day. Forweeks including a holiday, transactions initiated on the day before the holiday or over the holidayweekend will be dispersed on the next business day following the holiday.KIILB GROUP EXPRESSLY CLARIFIES THAT IT DOES NOT ENGAGE IN ANY ACTIVITYIN BOLIVIA TRANSACTIONS OR RELATED ACTIVITIES. THE ENTITY SOLELYFOCUSES ON FACILITATING CONNECTIONS BETWEEN CLIENTS AND LOCALPARTNERS, WITHOUT ANY PROVISION OF SERVICES BY KILLB IN BOLIVIANJURISDICTION.By clicking “I Agree,” you confirm that you have read, understood, and accepted all specialconditions and the Partner Terms and Conditions.